PPSR Newsletter – September 2025

We've launched a refreshed landing page for small businesses – Protecting your business assets – designed to help business owners protect their assets, stay informed and make smarter financial decisions.

Whether you lease equipment, sell goods on credit or want to protect what you've built, the redesigned page brings together practical tools, videos and easy-to-understand guidance all in one place.

Real-world guidance, made simple

The new page helps small businesses gain confidence in using the PPSR by showing how it applies in everyday situations – like customer default, insolvency or repossession.

It also explains:

• how to register your interest in goods or equipment you've supplied
• what a PPSR search can reveal before buying a second-hand vehicle or asset
• why you might lose your goods if you're not protected under the PPSR.

Resources tailored to your industry

Visit PPSR.gov.au/smallbusiness to explore:

• short videos and explainer animations
• industry-specific examples for trades, transport, agriculture, retail and more
• links to practical tools like the registration checklist and search help.

From supplying machinery to buying used vehicles, these resources show how the PPSR can help protect assets in everyday business scenarios.

Share your feedback

We'd love to hear from you. After browsing, let us know 'Was this information helpful?' by using the box at the bottom of the page.

AFSA recently attended the COSBOA National Small Business Summit, speaking with small business owners and industry representatives. Key themes included simplifying regulation, compliance and the future of AI – all relevant to how small businesses interact with government and use services like the PPSR.

Some attendees knew the PPSR well, while others were learning about it for the first time. This highlighted the importance of ongoing outreach and education, especially in industries with less exposure to the PPSR.

A standout conversation was with the Australian Traditional Medicine Society (ATMS), Australia’s largest professional association for natural health practitioners.

We discussed how PPSR education and resources could better support their members – many of whom are women-owned small businesses – in navigating financial risk and protecting their assets.

We shared our new small business page and invited feedback to help us tailor future content and tools. These insights and conversations are shaping how we communicate the value of the PPSR across diverse sectors.

The PPSR plays a vital role in protecting assets across Australia. Here's a snapshot of recent activity, plus a few surprising registrations that show just how widely the PPSR is used.

Snapshot of PPSR activity

• 3.35 million searches were conducted – down (2.0%) from the same quarter last year
• Motor vehicle searches by serial number made up 56.4% of all searches
• 597,973 new registrations were created – up 4.1% from the June quarter 2024.
• There were 10.72 million current registrations as of 30 June 2025.
• Motor vehicles accounted for 47.3% of all current registrations.
• Commercial property was the most common collateral type, representing 79.1% of total registrations.

For more details visit AFSA PPSR Statistics – June Quarter 2025.

Unexpected PPSR registrations

Did you know the PPSR has recorded registrations for a:

• racehorse
• pink Argyle diamond
• surgical robot.

More than 113,000 hospitality and accommodation businesses are currently listed as grantors – showing how widely the PPSR is used across industries.

AFSA's Regulatory Action Statement for 2025–26 highlights the importance of maintaining the integrity of PPSR.

A key focus area is the failure to remove expired registrations, which can:

• disrupt credit access
• delay financial transactions
• create confusion for businesses and lenders.

Old or incorrect PPSR entries are especially challenging for small businesses needing fast finance or asset transfers.

AFSA is investing in education and engagement to help users understand their responsibilities under PPSR legislation, including:

• responsible registration
• the timely removal of registrations.

Learn more about AFSA's regulatory priorities by reading our full Regulatory Action Statement.

Case study: a delayed loan due to an old registration

A small transport business applied for a loan to upgrade its fleet. A PPSR search revealed a security interest on the vehicle – even though the loan had been repaid years earlier. The outdated registration caused delays in the approval process and required the business to provide additional documentation to have the registration removed via the amendment demand process.

This case shows why keeping PPSR registrations up to date is essential. It protects your business’s reputation, ensures smoother financial transactions and supports a reliable credit system.

You can learn more about ending a registration on the PPSR website.

What can you do?

• Make health checks a part of your routine.
• Use the free PPSR report PPS Registrations with Tokens for a Secured Party Group to check your current registrations and the tokens you need to discharge.
• Share the free PPSR report instruction link with your lending teams to run as part of their regular reconciliations.

AFSA performs routine updates to keep the PPSR secure, reliable and responsive. While these updates are usually scheduled outside peak hours, they can occasionally affect access to the PPSR.

To avoid disruption:

• Subscribe to PPSR maintenance alerts at afsa.gov.au. These notifications will keep you informed about upcoming maintenance windows and any unexpected service interruptions.

View the current maintenance schedule.

• Staying informed helps you plan and ensures uninterrupted access when you need it most.

We welcome your feedback, especially ideas for topics you'd like us to cover.

Please email us at education@afsa.gov.au.

For questions about the PPSR contact us directly via:

Enquiries: 1300 007 777 | www.ppsr.gov.au

Email: enquiries@ppsr.gov.au

Postal: GPO Box 1944, Adelaide SA 5001