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How to register a security interest on the PPSR

Registering your security interest on the PPSR helps protect you and lets others know that you have an interest in property. Making a PPSR registration is done online and is available 24/7.

On this page

Before you start creating your registration, make sure you:

For some steps during this process you may need more detailed information. Click on the links to find out more for each step. It's important to get your registration right or you risk it being ineffective. You can change some registration details later on but some can’t be changed.

If your organisation uses the PPSR a lot, they may have their own template for registrations that you can use.

What a PPSR registration costs

The fees for creating a PPSR registration vary depending on the length of time you want the registration to last:

Duration

Fees

Up to 7 years

$6.00

For 7 - 25 years

$25.00

No end date

$115.00

How you pay your fee depends on how you've set up your account.

See PPSR account billing for the different payment options.

When to register

Check the PPSR timing rules to make sure you register within or at the right time.

Pending applications

If you need to come back to your application later, you can select Save as pending on any page of the registration process before submitting it. You’ll get a pending application number or you can enter your own reference number. You'll then have 7 days to complete it.

If you don't save your application and leave it unfinished, the system may time out and you may need to start again. See Find a pending registration application for details on how to retrieve a registration you already saved.

How to make a registration on the PPSR

Before you can start, you'll need to log into your PPSR account and select Create a new registration from the Registrations tab.

This will list the information you’ll need to have before you start including the:

When you have these details ready, select Start application at the bottom of the screen.

1

Start application

On this page you’ll need to provide:

Collateral type

Collateral refers to the property you have an interest in (e.g. car, boat) and how it's used.
Select either:

  • commercial (property used by a business) or
     
  • consumer (property used by an individual)

Transitional status

This question relates to special rules that applied to security interests that existed before the PPSR began.
Select either:

  • not transitional - most registrations will be not transitional, or
     
  • transitional - this only applies to security interests that existed before 30 January 2012.
Tips

It is very important to get this right as getting this wrong can make the registration defective.

Secured party group (SPG) details

The SPG contains the details of the person or organisation that has the interest in the property - such as yourself or your organisation. To proceed, you can either:

Think you've already set up a secured party group but not sure how to get the details? See Your SPG number and access code for help.

Select Next.

2

Collateral

Collateral class

Select the property you want to make your registration against from the list of collateral classes.

Depending on which one you select, you may have to answer other questions about the collateral - such as providing serial numbers or a description of the property.

Duration of registration

Choose how long you want the registration to last from the options shown. Some collateral types restrict how long your registration can last. If this is the case, you'll only see the options that apply.

Additional details (if applicable)

For some types of collateral, you’ll need to provide some additional details here. This may include some or all of the following:

  • If the collateral is inventory
     
  • If current assets are subject to control
     
  • If the registration is subordinate to another registration
     
  • If the proceeds are to be claimed and
     
  • If the security interest is a purchase money security interest (PMSI). NOTE: It is very important to get this right as getting this wrong can make the registration defective.

See Additional details and other registration requirements for an explanation of what these mean and if they apply to you.

Giving of notice identifier (optional)

You can enter a giving of notice identifier (or GONI) at this step if you choose. Use this field to include your own internal reference, or anything that may help you identify the registration for your own records, such as a customer number.

You can have up to 50 characters including letters, number and special characters.

The GONI is visible to others if someone finds your registration when searching the PPSR. If someone wants to send you a notice about your registration, they must include the GONI.

Earlier registration number (optional)

This optional field allows you to enter the PPSR registration number of an earlier registration (that's still current, not expired) that your new registration relates to. For example if you are creating a replacement registration because you weren't able to update particular details on the older one.

Select Next.

3

Grantor details (if applicable)

The grantor is the person or organisation who is giving you the security interest in the property, such as the owner, purchaser or lessee.

You don't need to include the details of grantor if you're registering a security interest in consumer property that has a serial-number (such as car or boat).

For all other types of registrations, you need to include the grantor details or select one from your account's list of favourite grantors if you've set it up.

It’s important you get these details right otherwise your registration may be ineffective - registering against the wrong grantor details means other people may not be able to see the registration when searching the PPSR.

See Grantors for information about how to correctly identify a grantor.

Select Next.

Note

It is very important to get this right as getting this wrong can make the registration defective.

4

Application review

Here you’ll check your registration details and change anything that’s not right.

You can also enter a client billing reference if you'd like to.

Keep in mind that some information can’t be changed once you’ve submitted the registration.

Once you’re sure all of the information is correct, select Next.

5

Payment (if applicable)

If your PPSR account is set up as pay as you go, you can enter your credit or debit card here. Select Pay now to submit your application.

If your PPSR account is set to pre-pay or credit, you’ll skip this step.

6

Confirmation

You’ll now see the PPSR registration confirmation page which will display your unique PPSR registration number. If you select the link in the registration number field, it will display the details of the registration.

Tax invoice

We'll send a copy of the tax invoice to the email address entered on the credit card payment screen i.e PAYG or prepay without sufficient funds. If your account has not been set up for this payment method, you can download the tax invoice from the confirmation screen.

Verification statement and token

We'll send a copy of the following documents to the email address for service specified in your secured party group :

  • A verification statement with details of your PPSR registration - this is a legal record of what is contained in your registration.
     
  • Your registration token - this is like a password that you can use to change, transfer or end a registration.

Keep your registration number, verification statement and token safe - you’ll need them for managing the registration in the future.

7

The confirmation screen does not appear - how to check your registration

Do not refresh your page; this is not a supported function of the PPSR.

The following checks can be done to ascertain if the registration was created:

  1. Check that the verification statement and token have been sent to the SPG email address and/or any additional notification addresses.
  2. View Group registrations via Manage a secured party group. You can filter this list on start date and time.
  3. Your account administrator can confirm if the registration was created by conducting a Transaction enquiry.
  4. All chargeable transactions can be queried and invoices can be viewed. If an invoice is found, the invoice will list the PPSR registration number.

If you choose to create another PPSR registration (which may turn out to be a duplicate), no refunds are available.

8

Notify grantors

In most circumstances, you have an obligation to inform all grantors in your registration that you've created a registration on the PPSR.

You can do this by sending them a copy of the verification statement.

To learn more about this obligation see Informing grantors.

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