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SMEs: making the most of the PPSR

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The Australian Government’s Personal Property Securities Register (PPSR) can help protect businesses. It is a single, national online database that shows whether someone is claiming a security interest in goods or assets. Businesses can also make a registration so others know when they have retained an interest in goods they are supplying, or leased/rented out goods for more than two years.

This means that if your customer doesn’t pay, or goes out of business, a registration on the PPSR puts you in the best position to get your goods, or their value, back.

The PPSR can help SMEs, including tradies, if you are:

If you are buying or selling valuable second-hand goods, a PPSR search can provide more information about whether the property has a security interest against it. If it does, it may mean the property has money owing on it. You can also search for goods without a serial number, like yellow goods or livestock – just search against the seller's details like an ACN or ABN using an organisation search.

A PPSR search costs $2. PPSR registrations cost $6 per customer and can cover future supplies of similar goods for up to 7 years.

Search the PPSR

Make a registration on the PPSR

Read more:

Quick guide: trying to get in your invoices paid

Quick guide: Hey Tradies...don't get ripped off!

Accessing finance or credit – do you know what’s registered against you on the PPSR?

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